How to Propagate Money Tree | Money Tree Propagation Guide

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Learn How to Propagate a Money Tree in this detailed and comprehensive guide and learn the best techniques and tips!

How to Propagate a Money Tree 1
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Propagating Pachira aquatica is an exciting way to expand your plant collection or share the beauty of this popular houseplant with friends and family. Here are the best tips on How to Propagate a Money Tree.

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When to Propagate a Money Tree?

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The best time to propagate Money Tree is during the spring or early summer when the plant is actively growing. This period provides optimal conditions for root development and overall plant establishment.

It is advisable to avoid propagation during the winter months when the plant’s growth slows down.

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How to Propagate a Money Tree?

1. Propagation from Stem Cuttings

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To propagate a money tree successfully, it’s important to select healthy, green stems while avoiding any brown or dried branches. If the plant has multiple healthy branches, it’s recommended to take a few cuttings to increase the chances of successful propagation. Keep in mind that money tree cuttings must be taken from juvenile plants, as it’s difficult to obtain suitable cuttings from mature plants.

  • To take a cutting, use sterilized pruners to snip a stem that’s about 6 inches long and has 2-4 leaf nodes at the bottom.
  • Cut at a 45° angle for optimal results. Once you have the cuttings, remove the top leaves, wrap the cut ends with a paper towel, and place them in a plastic bag to maintain hydration.
  • For best results, it’s recommended to take cuttings in the morning when there’s sufficient moisture on the plant’s parts.

Propagation in Water

  • Take 6-inch cuttings with 2-4 leaf nodes at the bottom.
  • Next, grab a clean and transparent narrow-necked bottle and insert one-third of the cutting into the water.
  • Place the cutting in an area that receives dappling sunlight and change the water every 3-4 days. Wait for a few weeks to observe root growth.
  • Once the roots grow to be about 1-2 inches long, transfer the cutting to a pot filled with cactus potting mix.
  • You can propagate multiple cuttings in the same bottle, but avoid cramming too many as it may cause the cuttings to suffocate.
  • If the cuttings have leaves at the top, you can still propagate them in the same manner mentioned above, but they may take longer to develop roots.

Propagation in Soil

This process is less complicated for propagating a money tree; follow the given steps:

  • First, prepare a cactus potting mix and fill a terracotta pot with drainage holes.
  • Next, use chopsticks to poke 2-3 inches deep holes in the soil.
  • Dip the cutting ends in rooting hormone powder and place them in the soil, with the cut ends facing downwards.
  • To maintain humidity, cover the cutting and pot with a wide zip-lock bag.
  • Place the setup in bright, indirect sunlight for 4-8 weeks until the cuttings develop roots.
  • It typically takes 5-6 weeks for the roots to become visible and another few weeks before transplanting them to a new container.

With this method, you can propagate money trees quickly and easily while ensuring successful growth.

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2. Propagation from Seeds

Although indoor Money Trees rarely produce seeds, outdoor plants can produce them after flowering. Here’s how you can propagate Money Tree seeds:

  1. Start by filling 6-8 inch wide terracotta pots with a potting mix made up of coarse sand and perlite in a ratio of 5:2:1. Blend the mixture with distilled water, then use chopsticks to create a hole about one-fourth of an inch deep and place the seeds into the holes.
  2. Next, locate the pots in a south-facing window and cover them with a zip-lock bag to maintain warmth and humidity.
  3. After 14-28 days, the seeds will begin to sprout. Once the seedlings emerge, remove the heating mat.
  4. When the seedlings develop their first set of true leaves, move them to a spot that receives dappling sunlight.
  5. Money Tree seeds don’t require any pre-treatment before germination.

You can continue to propagate the Money Tree seedlings for one growing season under bright, indirect sunlight. This method may take a bit longer than other propagation methods, but it’s a great way to expand your collection of Money Trees.


Taking Care of Money Tree After Propagating

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Taking care of the Money Tree is essential for it to thrive and remain healthy. Here are some important tips to keep in mind:

Soil pH: Keep the pH levels of the soil between 6 and 7.5.

Hardening: During the first growing season, keep the seedlings indoors to harden and transfer them outside in the second.

Humidity: Maintain humidity levels of around 50-70% indoors.

Pruning: Avoid pruning the plant for the first year until it develops foliage. Continue normal pruning in the following spring and summer.

Repotting: Repot the Money Tree every 2-3 years when it becomes root-bound. Use a 2-inch wide container each time you transplant.

Fertilizer: Reduce the frequency of fertilizer application in fall and winter.

Watering: Water the plant once a week in spring and summer and every 2 weeks in fall and winter.

Pest control: Spray neem oil on the stem cuttings or after they develop new leaves once a month to keep pests and diseases at bay.

If your Money Tree is showing symptoms of brown leaves and dying, it may be due to a lack of proper care. Ensure that you are providing it with the necessary nutrients, water, and sunlight. Protect the plant from pests and diseases. With proper care and attention, your Money Tree will continue to prosper and grow. Read more here.

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